|
Assetz Capital is a Peer to Peer or Marketplace lender which allows private and institutional investors to lend money directly to small businesses (SMEs) and property developers, much like Funding Circle lend to businesses and other peer-to-peer lending companies such as RateSetter and Zopa lend to consumers. == History == Assetz Capital is a UK based peer-to-peer lender aimed at SME and property developers, was the first secured lender in peer to peer in the UK and possibly the world and was launched in 2012.〔James Hurley (18 October 2012)("HBOS Whistleblower becomes small firms lender" ) The Telegraph〕 The founder of the business is Stuart Law. Assetz Capital was the fastest growing secured peer-to-peer company in the UK in 2013,〔http://uk.finance.yahoo.com/news/you’d-be-a-fool-not-to-look-at-peer-to-peer-lending-082947230.html〕 and within the first year of business lent over £19 million. AltFi.com recorded a lending growth rate for Assetz Capital of 300% pa in 2014. In April 2013 Assetz Capital raised £1.5m for the largest peer to peer loan in the UK to date, by a factor of three. the previous largest peer to peer loan was £500k. The loan was a first charge secured property development loan for a student accommodation project in Nottingham, Trent Pads with a 50% loan to value and a one year term. In addition this loan had the largest single peer to peer bid in the UK to date at £350k. In May 2013, Assetz Capital became the first peer-to-peer lending company to launch a peer-to-peer backed buy to let mortgages 〔Bridging and Commercial (9 May 2013) ("First P2P Buy to Let Mortgage Launched" )〕 In August 2013, The Daily Telegraph described Assetz Capital as "sophisticated", but pointed out it is one of a number of small peer-to-peer lending start-ups whose investors face greater risks than at the established "big three" firms Zopa, RateSetter and Funding Circle.〔The Daily Telegraph (16 August 2013) ("Savers risk big losses at peer-to-peer start-ups" )〕 In September 2013, Yahoo! Finance credited Assetz Capital as the fastest growing peer-to-peer lending companies in the UK.〔Yahoo! Finance (26 September 2013) ("‘You’d be a fool not to look at peer-to-peer lending’" )〕 In November 2014, Asset Capital passed £50m lent using the service. In December 2014, Assetz Capital formed a joint Venture with Interface Financial Group to supply single invoice discounting and spot factoring solutions to UK businesses.〔()〕 In January 2015, Assetz Capital announced it had received a £150m funding line from Victory Park Capital to fund SME loans.〔()〕 This is part of a £1bn line of funding from institutions and private investors being assembled by the company by the end of 2015. In January 2015, Assetz Capital a contract with Royal Bank of Scotland (RBS) to fund business loans for the bank's customers that it could not fund itself.〔()〕 抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Assetz Capital」の詳細全文を読む スポンサード リンク
|